Salary and income
Income indices suggest Ireland as the stronger earner, though net purchasing power depends on taxes and rent.
United Kingdomvs
Ireland
Which is better in 2026 for living, salary and quality of life?
Your relocation profile
Scores and winner update instantly for your situation.
Engineer · live result
🏆 Ireland
0.51 point lead · Close match
Weighted score breakdown
United KingdomvsIrelandLeft column = United Kingdom · Right column = Ireland. Green highlights the stronger value for each metric.
Overall · Engineer
53.07vs53.58
Cost
Lower index = cheaper
78vs80
Salary
82vs86
Safety
85vs85
Healthcare
88vs88
Quality
88vs88
Verdict for software engineers
🏆 Winner: Ireland
United Kingdom 53.07Ireland 53.58
Overall score difference: 0.51
Close match · 🤝 Close comparison
Best for your situation
Data-driven picks for this country pair — winners change by scenario.
Best for students
Rent, COL & campus safety
→ United Kingdom
1.22 pt advantage
United Kingdom wins on student priorities: lower COL (78 vs 80) and rent near $1800/mo.
Best for remote workers
Affordability & quality of life
→ United Kingdom
1.02 pt advantage
Remote workers keep more in United Kingdom: estimated monthly costs ~$3240 vs $3420 in Ireland.
Best for families
Safety & healthcare
→ United Kingdom
0.06 pt advantage
Ireland leads on salary index (86 vs 82).
Saving money fast
Max monthly savings at $3,500/mo income
→ United Kingdom
180 pt advantage
At $3500/mo, United Kingdom leaves about $260/mo after estimated costs vs $80/mo in Ireland.
Trade-offs at a glance
Balanced view — where each country leads on measurable factors in this pairing.
Why Ireland wins this comparison
Ireland
- Higher salary index (86 vs 82) — stronger compensation bands for professionals
- Balanced profile on VEROQA indices — compare rent ($1900/mo vs $1800/mo) and taxes (28% vs 28%) for your situation
Why United Kingdom may still be better for you
United Kingdom
- Lower cost of living index (78 vs 80) — rent and daily expenses consume less of your income
- Average rent about $1800/mo vs $1900/mo in Ireland
| Category | United Kingdom | Ireland |
|---|---|---|
| Cost of Living (index) | 78 | 80 |
| Salary (index) | 82 | 86 |
| Safety | 85 | 85 |
| Healthcare | 88 | 88 |
| Avg rent (USD) | 1800 | 1900 |
| Tax rate (%) | 28 | 28 |
United Kingdom vs Ireland: which destination offers a better balance of income, affordability, and lifestyle?
Ireland ranks higher on salary index (86 vs 82), while United Kingdom has a lower cost of living index. United Kingdom leads on safety (85/100).
Ireland wins the overall VEROQA score for 2026, driven by weighted salary, cost, safety, and quality-of-life metrics.
Cost of living
United Kingdom is significantly cheaper on the cost index — attractive for students and remote workers optimizing savings.
Best for students
United Kingdom may suit students on a tight budget; Ireland if you prioritize campus quality and safety.
Best for software engineers
Ireland typically offers better compensation bands; weigh against United Kingdom if remote salary is fixed in another currency.
Best for remote workers
If your employer pays Ireland rates, living in United Kingdom can maximize savings.
Best for families
United Kingdom scores higher on safety; families should also compare healthcare (United Kingdom 88/100 vs Ireland 88/100).
Time to save
How long to reach common goals at your income — using this pair's cost data.
United Kingdom
$260/mo
estimated savings after costs
Ireland
$80/mo
estimated savings after costs
| Goal | United Kingdom | Ireland |
|---|---|---|
Emergency fund 3 months of estimated living costs | 38 monthstarget $9,720 | 129 monthstarget $10,260 |
$10,000 goal Fixed savings target | 39 monthstarget $10,000 | 125 monthstarget $10,000 |
Relocation cushion About 4 months of average rent (move-in buffer) | 28 monthstarget $7,200 | 95 monthstarget $7,600 |
VEROQA Reality Gap
How far quality-of-life scores diverge from disposable-income reality at $3,500/mo take-home (this pair's cost data).
Both countries show a similar QoL-vs-budget relationship at $3,500/mo reference income.
United Kingdom
High reality gap
- QoL index
- 88
- Financial reality
- 25
- Gap (QoL − reality)
- +63 pts
High gap: QoL is 63 pts above financial reality — headline lifestyle scores may feel stronger than typical monthly budgets.
Ireland
High reality gap
- QoL index
- 88
- Financial reality
- 21
- Gap (QoL − reality)
- +67 pts
High gap: QoL is 67 pts above financial reality — headline lifestyle scores may feel stronger than typical monthly budgets.
Hidden costs of moving
Costs that rarely appear in headline COL indices — budget these on top of rent and tax comparisons.
Pair-specific relocation realities — not included in headline COL indices.
Moving to United Kingdom
Council tax bands
Monthly council tax is separate from rent and varies sharply by borough.
Tenant referencing fees
Guarantors, deposits, and agency checks are common in competitive rental markets.
NHS vs private wait trade-offs
Non-urgent care can be slow; private insurance is an optional but real cost.
Moving to Ireland
Elevated rent upfront
Average rent near $1900/mo — expect deposits and agency costs on top.
Relocation Friction Index
Operational hurdles for newcomers — bureaucracy, housing deposits, banking, visas, and language. Lower scores mean an easier first-year setup.
United Kingdom has relocation friction data in our tier-1 set. Ireland is not yet covered — scores reflect COL and QoL only for that side.
United Kingdom
Moderate friction
Overall score 41/100 — lower is easier
- Newcomer difficulty
- 50/100
- Setup complexity
- 48/100
- Expat friendliness
- 63/100
- Min. safe savings
- $14,000
Top friction drivers
- Housing market70
- Visa & permits62
- Bureaucracy50
- London and south-east rental markets are highly competitive; deposit capped at 5 weeks' rent (under £50k annual rent) in England.
- Language barrier is relatively manageable (15/100) compared with other relocation hurdles.
- England: max 5 weeks' rent deposit if annual rent under £50,000; must be protected in gov-approved scheme.
- Right-to-rent checks require valid visa/BRP — landlords must verify immigration status.
Data as of 2026-04
Verified relocation information
Field-level sources with confidence levels — not a generic link list.
✓ Government source·Updated Apr 2026·United Kingdom
Housing deposit rules
England: maximum deposit is five weeks' rent if annual rent is under £50,000. Deposit must be protected in a government-approved scheme.
View source — GOV.UK — Tenant Fees Act deposit cap →✓ Government source·Updated Apr 2026·United Kingdom
Healthcare coverage
Skilled workers pay Immigration Health Surcharge with visa (~£1,035/year adult rate 2024). NHS access after GP registration.
View source — NHS — healthcare for overseas visitors →✓ Government source·Updated Apr 2026·United Kingdom
Visa & residence rules
Skilled Worker and other visa routes require employer sponsorship or qualifying criteria. Right-to-rent checks mandatory for landlords.
View source — GOV.UK — prove your right to rent →Related comparisons
FAQ
- Is United Kingdom or Ireland better overall in 2026?
- Ireland leads overall (0.51 point gap). Ireland offers stronger salary potential; United Kingdom is more affordable.
- Why might United Kingdom still be the better choice?
- Lower cost of living index (78 vs 80) — rent and daily expenses consume less of your income Average rent about $1800/mo vs $1900/mo in Ireland
- Which country is cheaper?
- United Kingdom has the lower cost of living index (78 vs 80).
- Where are salaries higher?
- Ireland leads on salary index in this comparison.
- Is United Kingdom safe for expats?
- United Kingdom scores 85/100 on safety; Ireland scores 85/100.
- How confident is this comparison?
- Model margin 1% (Very close call) — how decisively Ireland leads on weighted scores for this profile. Data confidence 95% (High data confidence) — completeness of salary, cost, safety, and lifestyle fields for United Kingdom and Ireland in our May 2026 dataset. These are different: a wide score gap does not mean the underlying data is perfect. See methodology.
Local voices
Real moves and experiences — sorted by most helpful.
Alex R.
Most helpfulremote worker
Helpful uk vs ireland breakdown — salary vs rent was the deciding factor for me.
Sofia M.
expat
Numbers align with what I see locally. Would love more city-level detail next.
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